How this investment growth calculator works
This calculator estimates how an initial investment and recurring contributions may grow over time.
Future Value = Initial Investment Growth + Contribution Growth
What it shows
- Final portfolio value.
- Total contributions versus investment growth.
- Inflation-adjusted value.
- 5%, 7%, and 10% return scenarios.
Important note
Actual market returns are not linear. This tool uses a simplified annual compounding model.
How to use this calculator
- Enter realistic values that match your current situation.
- Press Calculate to refresh the estimate.
- Compare the main result with the supporting details in the result panel.
- Change one input at a time to see which variable affects the result most.
Planning note: Investment Growth Calculator gives an educational estimate. It does not include every tax rule, fee, platform policy, market condition, or personal constraint, so use it as a quick planning reference rather than a final decision.