How to use this calculator
- Enter the selling price.
- Add total platform and payment fees.
- Enter ad cost per sale.
- Add refund rate to include expected lost revenue.
Estimate real digital product profit after platform fees, payment processing, software costs, advertising, and refunds. Use it to price downloads, courses, templates, or software profitably.
The result shows net profit per digital product sale after variable costs.
Ads, refunds, and platform fees usually drive digital product profitability.
A $99 product with 8% fees, $15 ad cost, and 5% refund exposure has about $71 net profit.
Digital products can be highly profitable because marginal production cost is low, but ads, refunds, and platform fees still matter.
Many digital products target 50% or higher margins, while paid acquisition-heavy products may operate lower.
Subtract platform fees, payment fees, ad cost, software allocation, delivery cost, and refund impact from revenue.
Software costs should stay small relative to monthly revenue or be allocated per sale.
Refunds reduce revenue, add support work, and may create payment or chargeback costs.
| Metric | Meaning |
|---|---|
| Health Score | 0-100 score combining profitability, efficiency, risk, and opportunity signals. |
| Scenario Comparison | Compares the current result with practical improvement scenarios. |
| Risk Indicator | Flags profit, refund, acquisition, capacity, or delivery risk. |
| Opportunity Gap | Shows the gap between current performance and the target decision metric. |