#323 · Finance Tool

PayPal Fee Calculator

Calculate PayPal processing fees and net amount received from a payment.

Your numbers

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Use Payment amount to estimate PayPal fees, or use Target amount to receive to calculate the customer charge needed after fees.

How to use this PayPal Fee Calculator

Enter your sale price, platform fees, payment fees, shipping, and product costs. The result estimates the unit economics of one order or transaction.

Formula

PayPal Fee = Payment Amount × Fee Rate + Fixed Fee

Fixed fees make small payments more expensive on a percentage basis. The effective fee rate helps you see the real impact.

For better decisions, test conservative numbers. Include ads, packaging, returns, refunds, and shipping subsidies when they apply.

PayPal reverse fee check

Amount To Receive / Amount To Charge: the forward calculation shows the net received after PayPal fees. For reverse pricing, charge approximately (target net + fixed fee) ÷ (1 − percentage fee).

FAQ

What does this calculator estimate?

Calculate PayPal processing fees and net amount received from a payment.

What formula does it use?

PayPal Fee = Payment Amount × Fee Rate + Fixed Fee

Should I use this for exact tax or accounting?

No. This is a planning calculator. Marketplace rules, tax treatment, refunds, and category-specific fees can change your actual payout.

Why does profit differ from my platform payout?

Payouts often exclude product cost, inbound shipping, packaging, ads, returns, chargebacks, and other operating costs. This calculator estimates unit economics, not a full accounting statement.