💼 Wealth Tracking Tool

Net Worth Calculator

Calculate your total assets, liabilities, investable assets, and estimated net worth in one clean view.

Your numbers

Mobile-first
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Affiliate Placement

Track your wealth beautifully.

Use this slot for a budgeting app, portfolio tracker, or personal finance dashboard affiliate.

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How this net worth calculator works

Net worth is the difference between everything you own and everything you owe.

Net Worth = Total Assets − Total Liabilities

What to include

  • Cash, bank accounts, stocks, ETFs, and retirement accounts.
  • Real estate, vehicles, crypto, and other meaningful assets.
  • Mortgage, student loans, credit cards, and other debts.

Planning note

For financial independence planning, investable assets usually matter more than total net worth because your home may not produce cash flow.

Related tools

FIRE CalculatorFind your FIRE number → Investment Growth CalculatorForecast portfolio value → Compound Interest CalculatorProject compound growth → Safe Withdrawal Rate CalculatorEstimate retirement withdrawals →

FAQ

Is my home part of net worth?

Yes. But for FIRE planning, it is useful to separate home equity from investable assets.

How often should I update this?

Monthly or quarterly is enough for most people.

All finance tools

FIRE & Retirement

FIRE CalculatorFind your FIRE number → Coast FIRE CalculatorSee if you can stop investing → Lean FIRE CalculatorPlan a low-cost retirement → Fat FIRE CalculatorPlan a higher-comfort retirement → Safe Withdrawal Rate CalculatorEstimate retirement withdrawals →

Investing & Dividends

Compound Interest CalculatorProject compound growth → Investment Growth CalculatorForecast portfolio value → ETF Dividend CalculatorEstimate ETF dividend income → Monthly Dividend Goal CalculatorFind assets needed for income → Rule of 72 CalculatorEstimate doubling time →

Wealth

Net Worth CalculatorCalculate assets minus debt →

How to Use This Calculator

  1. Enter your financial information in the input fields.
  2. Adjust assumptions such as return rate, inflation, or spending.
  3. Review the calculated results and projections.
  4. Compare alternative scenarios to improve planning.

Example Calculation

Example values are provided to demonstrate how the calculator works. Adjust the inputs to match your own situation and compare outcomes.

Formula

This calculator uses standard financial planning formulas and projections based on the values entered above. Results are estimates and should be used for educational purposes only.

Frequently Asked Questions