💼 Wealth Tracking Tool

Net Worth Calculator

Calculate your total assets, liabilities, investable assets, and estimated net worth in one clean view.

Your numbers

Mobile-first
$
$
$
$
$
$
$
$
Affiliate Placement

Track your wealth beautifully.

Use this slot for a budgeting app, portfolio tracker, or personal finance dashboard affiliate.

View Tools

How this net worth calculator works

Net worth is the difference between everything you own and everything you owe.

Net Worth = Total Assets − Total Liabilities

What to include

  • Cash, bank accounts, stocks, ETFs, and retirement accounts.
  • Real estate, vehicles, crypto, and other meaningful assets.
  • Mortgage, student loans, credit cards, and other debts.

Planning note

For financial independence planning, investable assets usually matter more than total net worth because your home may not produce cash flow.

Related tools

Savings Rate CalculatorCalculate your savings rate→Stock Average Cost CalculatorAverage down or average up shares→Investment Growth CalculatorForecast portfolio value→FIRE CalculatorFind your FIRE number→

FAQ

Is my home part of net worth?

Yes. But for FIRE planning, it is useful to separate home equity from investable assets.

How often should I update this?

Monthly or quarterly is enough for most people.

How to Use This Calculator

  1. Enter your financial information in the input fields.
  2. Adjust assumptions such as return rate, inflation, or spending.
  3. Review the calculated results and projections.
  4. Compare alternative scenarios to improve planning.

Example Calculation

Example values are provided to demonstrate how the calculator works. Adjust the inputs to match your own situation and compare outcomes.

Formula

This calculator uses standard financial planning formulas and projections based on the values entered above. Results are estimates and should be used for educational purposes only.

Frequently Asked Questions

All finance tools

FIRE & Retirement

Retirement CalculatorEstimate retirement age and monthly investing target→FIRE Number CalculatorFind the portfolio size needed for financial independence→Coast FIRE CalculatorKnow if you can stop investing→Lean FIRE CalculatorPlan a low-cost retirement→Fat FIRE CalculatorPlan a higher-comfort retirement→Safe Withdrawal Rate CalculatorEstimate retirement withdrawals→Savings Rate CalculatorCalculate savings rate and rough FIRE timeline→

Investing & Dividends

Compound Interest CalculatorProject compound growth→Investment Growth CalculatorForecast future portfolio value→ETF Dividend CalculatorEstimate ETF dividend income→Monthly Dividend Goal CalculatorFind the assets needed for income→Dividend Yield CalculatorCalculate current yield and after-tax dividend income→Dividend Reinvestment CalculatorCompare DRIP growth and no-reinvestment value→Rule of 72 CalculatorEstimate doubling time→Stock Average Cost CalculatorCalculate your new average cost→CAGR CalculatorCalculate annualized growth rate→Investment Fee CalculatorMeasure the long-term cost of annual fees→Lump Sum vs DCA CalculatorCompare investing now with spreading purchases→Millionaire CalculatorEstimate when your portfolio can reach seven figures→

Loans & Planning

Mortgage CalculatorEstimate home loan payment and total interest→Loan CalculatorCalculate monthly loan payment and payoff cost→Emergency Fund CalculatorPlan 3 to 12 months of cash reserves→Savings Goal CalculatorPlan how long it takes to reach a target→Budget CalculatorBreak down income, spending, and savings rate→

Real Estate

Rent vs Buy CalculatorCompare renting with buying over time→House Affordability CalculatorEstimate a comfortable home price range→Rental Yield CalculatorEstimate yield, cash flow, and cash-on-cash return→Real Estate ROI CalculatorEstimate property profit and annualized return→

Cash Flow & Debt

Opportunity Cost CalculatorCompare spending today with the future value of investing that money→Passive Income CalculatorEstimate the assets needed to create a target monthly passive income→Cash Flow CalculatorMeasure monthly surplus, savings rate, and annual free cash flow→Debt Snowball CalculatorPlan debt payoff by targeting the smallest balances first→Debt Avalanche CalculatorPlan debt payoff by targeting the highest interest rates first→

Wealth

Net Worth CalculatorCalculate assets minus debt→Future Value CalculatorEstimate future portfolio value→