Estimate cloud misconfiguration expected financial loss using scenario-specific operational and financial assumptions. This calculator separates the main cost drivers, shows supporting results, and explains the formula so security, finance, and operations teams can compare scenarios consistently. Enter values from your own risk assessment, incident history, insurance terms, and response plans; the result is a planning estimate rather than a guarantee of incident frequency, recovery performance, coverage, or loss.
Expected loss combines incident likelihood and uninsured impact into an annual planning value.
The result is a scenario estimate, not a prediction or maximum loss. Test multiple probability and impact assumptions.
With 12% annual probability, $140,000 direct cost, $260,000 business impact, and 10% reimbursement:
Probability weights the modeled loss from one incident to estimate the loss expected over one year.
Include response labor, restoration, business interruption, third-party services, customer obligations, and other scenario-specific costs.
The calculator first estimates the uninsured loss per incident, then applies annual incident probability.
Yes. Run separate conservative, expected, and severe assumptions and record each annual expected loss.
No. It is a probability-weighted planning value and may be far below the loss in a severe realized event.
| Input | Meaning |
|---|---|
| Annual probability | Chance of at least one modeled incident in a year |
| Direct cost | Technical investigation, response, and restoration |
| Business impact | Interruption, customer, contractual, and operational cost |
| Insurance | Expected reimbursed share after policy constraints |