Compare the annual financial benefit of a cybersecurity control with its annualized cost. The model combines expected loss reduction and any insurance premium savings, then subtracts implementation and operating costs. Use it to frame a control investment in risk-adjusted terms while keeping security and insurance assumptions visible. Results are scenario estimates, not a promise that an insurer will grant a discount or that incidents will be prevented.
The main result summarizes the scenario created by the entered values. Supporting results expose the components so you can identify which assumption drives the outcome.
This calculator provides an estimate for planning. Confirm platform terms, policy wording, fees, taxes, and accounting treatment with the appropriate provider or adviser.
A $250,000 baseline loss reduced by 30%, plus $10,000 premium savings, creates $85,000 annual benefit. An $80,000 setup cost over four years plus $20,000 operations costs $40,000 annually, producing 112.5% ROI.
Use one consistent monthly or annual period matching the labels and your planning records.
Yes where zero is meaningful; denominators and required positive contribution values are validated separately.
No. Add taxes to costs or deductions only when they apply to your situation.
Enter the displayed percentage as a whole number, such as 5 for 5%.
No. It is a scenario estimate based entirely on the assumptions you enter.
| Input | Purpose |
|---|---|
| Amounts and counts | Use values from the same reporting period. |
| Percentages | Entered as whole percentages from 0 to 100. |
| Result | A planning estimate based on your assumptions. |