Estimate how long it may take to restore operations and receive cyber insurance proceeds after an incident. This calculator separates operational recovery from claim settlement, accounts for tasks that can run in parallel, and shows the funding gap between restoration and payment. It supports contingency planning and liquidity discussions, but actual timing depends on incident scope, vendors, documentation, policy terms, and insurer review.
The main result summarizes the scenario created by the entered values. Supporting results expose the components so you can identify which assumption drives the outcome.
This calculator provides an estimate for planning. Confirm platform terms, policy wording, fees, taxes, and accounting treatment with the appropriate provider or adviser.
With 3 days containment, 7 days restoration, 30% overlap, and 2 days validation, operations recover in 9.9 days. A 2-day notice plus 45-day review means payment in 47 days, leaving a 37.1-day funding gap.
Use one consistent monthly or annual period matching the labels and your planning records.
Yes where zero is meaningful; denominators and required positive contribution values are validated separately.
No. Add taxes to costs or deductions only when they apply to your situation.
Enter the displayed percentage as a whole number, such as 5 for 5%.
No. It is a scenario estimate based entirely on the assumptions you enter.
| Input | Purpose |
|---|---|
| Amounts and counts | Use values from the same reporting period. |
| Percentages | Entered as whole percentages from 0 to 100. |
| Result | A planning estimate based on your assumptions. |