Test whether recurring savings or other supportable annual benefits could recover the net cost of a tile project within your decision horizon. This simple-payback model keeps the assumptions visible and also reports horizon net benefit and simple ROI. It is a scenario comparison, not a promise of property-value growth.
Simple payback indicates how long equal annual benefits would take to recover the initial cost. It does not discount future cash flows.
This is a scenario tool, not a claim that tile automatically raises property value. Financing cost, resale timing, taxes, repairs, and changing annual benefits are excluded.
A $9,000 net cost with $700 in maintenance savings and $500 in other supported annual value produces $1,200 per year. Simple payback is 7.5 years; over 10 years, net benefit is $3,000 and simple ROI is 33.3%.
Enter the incremental installed cost after subtracting rebates, avoided repairs, or costs that would occur with the alternative.
Not unless it truly recurs each year. A one-time resale estimate requires a cash-flow model rather than simple annual payback.
If all annual benefits are zero, the calculator reports no payback because there is nothing recurring to recover the cost.
No. This simple payback model does not include interest, discount rates, or the timing of cash flows within each year.
Payback is calculated independently. The horizon helps show whether recovery occurs within the period relevant to your decision.
| Included | Not automatically included |
|---|---|
| Net upfront cost | Loan interest and discount rate |
| Recurring maintenance savings | One-time resale proceeds |
| User-supported annual value | Taxes and changing benefit rates |