Forecast beneficiary income from a trust using an opening balance, portfolio yield, distribution share, tax rate, and asset growth. See first-year income, cumulative after-tax income, and the projected trust value remaining.
Net beneficiary income = trust balance × income yield × distribution share × (1 − tax rate)
The main result is cumulative after-tax beneficiary income across the selected forecast period.
This is a planning estimate, not tax, legal, or investment advice. Actual treatment depends on jurisdiction, trust terms, holding periods, and individual circumstances.
A $750,000 trust yielding 4%, distributing 80% of income, taxed at 25%, and growing 2% for 10 years produces $18,000 of first-year net income and about $197,094 cumulatively.
Yes. The model retains the undistributed share of income in the trust balance.
The entered tax rate is applied to distributed income as a beneficiary-level planning estimate.
Yield generates income, while asset growth changes principal value; combining them would obscure distributions.
Not in this model. Use the withdrawal-schedule calculator for principal distributions.
No. It uses one effective rate for all modeled years.
| Input | Meaning |
|---|---|
| Income yield | Cash income generated by assets |
| Distribution share | Portion of income paid to beneficiary |
| Asset growth | Change in trust principal |