Estimate the age when a scheduled RSU vest could reach a target after-tax value under a constant share-price growth assumption. This is a goal-timing scenario: it compares projected net vesting value with your target and reports the first modeled age that meets it.
The main result is the first whole-year age at which modeled after-tax vesting value reaches the target.
The tool assumes the same units vest in one event and does not model forfeiture, dilution, withholding differences, or volatility.
At age 35, 1,000 RSUs priced at $20 with 6% annual growth and a 35% tax rate reach a $20,000 after-tax target in the eighth whole year, at modeled age 43.
No. Use the tax-rate input as a planning assumption; actual withholding and final liability can differ.
Yes, where a growth field is provided, but the rate must remain above negative 100 percent.
The math can use fractional shares. Your employer plan or broker may restrict actual purchases or sales to whole shares.
No. The calculator uses the single price or constant growth assumption you enter and does not simulate volatility.
No. It is an educational estimate; confirm option, RSU, or ESPP treatment with a qualified tax professional.
| Variable | Meaning | Unit |
|---|---|---|
| Current age | Your age today. | years |
| RSUs expected to vest | Units in the future vest. | units |
| Current share price | Starting share price. | USD |
| Annual price growth | Constant scenario assumption. | % |
| Estimated tax rate | Applied to vesting value. | % |
| Target after-tax value | Net-value goal. | USD |
| Maximum horizon | Search horizon. | years |