Find the gross earning rate needed to cover operating costs, hold back a tax and contingency reserve, and still reach a take-home goal. This calculator distinguishes online time from paid time, which makes the result useful when unpaid waiting between orders is a meaningful part of the workweek.
The paid-hour rate is the average gross revenue required while actively earning. The online-hour rate spreads the same goal across all logged-in time and is useful for shift-level tracking.
This model treats the reserve as a share of gross revenue and assumes all entered costs are paid from gross revenue before take-home pay.
A $700 take-home goal plus $180 in costs with a 25% reserve requires $1173.33 gross. At 35 online hours and a 65% paid-time share, that is $51.58 per paid hour.
Because the reserve is a percentage of gross revenue. Dividing by the retained share finds the gross amount needed after that percentage is withheld.
The main result is per paid hour. A separate result shows gross revenue needed per online hour.
Include expected weekly operating costs in the cost input without double-counting amounts already included in the take-home goal.
Yes. Use shift-level goals, costs, and hours consistently instead of weekly values.
No. It gives the rate required under your assumptions; actual demand and available offers may not support it.
| Output | Time basis | Use |
|---|---|---|
| Paid-hour rate | Active paid time | Evaluate accepted work |
| Online-hour rate | All logged-in time | Evaluate entire shifts |
| Gross needed | Week or chosen period | Track progress to goal |